01
APR vs APY in Binance and OKX Earn: How to Calculate Real Yield
APR is an annualized rate, not a guaranteed payout. Learn how APR, APY, tiered rates, fees and changing demand affect the return you actually receive from Earn products.
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Fees & Savings
Real exchange fee breakdowns, rebates and money-saving tips.
02
How Exchange Earn Rates Really Work: APR vs APY and the Tiered-Rate Trap
That "10% flexible" banner usually applies to your first few hundred USDT only. Learn to read tiered rates and compute the blended yield before you park funds.